Nereisy "Nessy" Garces

Financial Control Analyst, Florida Office of Financial Regulation

Ms. Nessy Garces is a Financial Control Analyst with the Office of Financial Regulation (OFR). As an OFR examiner, she leads financial institution safety and soundness examinations, which include AML/CFT reviews. Prior to joining the OFR, Ms. Garces worked in retail banking where she held multiple managerial roles, including AML and compliance oversight. She graduated from Florida Gulf Coast University with a master'sdegree in business administration. Additionally, Ms. Garces has earned a certification from the Association of Certified Anti-Money Laundering Specialist (ACAMS).

Yarinet Restrepo

AML Risk Specialist, Federal Reserve Bank of Atlanta

Since joining the Federal Reserve Bank of Atlanta 8 years ago, Yarinet "Yari" Restrepo serves as an AML Risk Specialist, where she is primarily responsible for examining and supervising BSA/AML and Sanctions Compliance for firms with elevated risk profiles, spanning across regional, large, foreign, and globally systemic financial institutions throughout the Federal Reserve System. Before joining the Fed, Yari was a Senior Risk Regulatory Compliance Consultant at Crowe Horwath, responsible for specialized AML & Sanctions Compliance Risk Management work, including compliance testing, independent audits, and model validation for international banking entities, money service businesses, third-party payment processors, and U.S. financial institutions.

Jason Chorlins

Principle, Kaufman | Rossin

Jason Chorlins is the financial services industry practice leader, and spearheads risk management consulting engagements as principal in Kaufman Rossin’s risk advisory services practice. He advises clients on money laundering, internal corporate investigations, due diligence and regulatory compliance matters to help them manage risk. He oversees anti-money laundering (AML) and Bank Secrecy Act (BSA) consulting engagements and assists financial institutions with transaction look-backs, risk assessments, BSA/AML/OFAC independent testing and customer due diligence reviews. He is an industry leader in assisting financial institutions to perform data and model system calibrations and validations for account and transaction surveillance systems. Since joining Kaufman Rossin in 2007, Jason has advised a wide range of financial institutions from small, privately owned banks to large, multinational institutions in the United States, Central America, South America and the Caribbean. Jason speaks frequently on BSA/AML and fraud matters across the country, and sits on the ACAMS Education Task Force and board of directors of the Southeast Center for Financial Training (CFT). He is a former professor at the University of Missouri-Columbia’s accountancy program and past president of the board of trustees of the FICPA Educational Foundation. He has been recognized as one of the top professionals under the age of 40 by The South Florida Business Journal, and as one of the Top 26 CPAs under the age of 36 by the Florida Institute of CPAs. He is a Certified Public Accountant (CPA) in Florida and Missouri, Certified Fraud Examiner (CFE), Certified Anti-Money Laundering Specialist (CAMS) and Certified Information Technology Professional (CITP).

Alex Sueiro

Partner, PAAST, P.L.

Alex Sueiro is a founding member of the public accounting firm, PAAST, P.L. He has over 30 years of experience providing assurance, business consulting, forensic accounting and litigation support services to a diverse client base in a variety of industries, including automotive, banking, distribution, financial services, manufacturing, nonprofit, and wholesale industries. Alex specializes in providing attestation services to financial institutions. He has managed a variety of engagements, including loan portfolio reviews, bank-wide risk assessments, Bank Secrecy Act/Anti-Money Laundering audits, Federal Deposit Insurance Corporation Improvement Act audits, compliance audits, and information technology audits. In addition, he has experience testing beta versions of bank software programs. He also manages Bank Secrecy Act Model Validations, Risk Assessments and Bank Secrecy Act Look-back projects. In addition, Alex has forensic accounting and fraud auditing experience on a variety of cases.Alex is an adjunct accounting professor at Florida International University (FIU). Regarded as an expert in his field, he is frequently invited to speak to certified public accountants (CPA) and banking professionals on topics such as external and internal audits, as well as other operational reviews. Prior to co-founding the firm, Alex was a senior manager at a regional accounting firm, where he was in charge of the company’s financial institution practice. His responsibilities included managing and reviewing internal, external, and compliance audits.

Dulce Jerez

BSA/AML Lead Expert Southeast, East, and Northeast Regions

Risk, Resource, & Examiner Development (RRED)

Chief National Bank Examiner (CNBE)

Dulce Jerez is the BSA/AML Lead Expert (LE) for three Regions (East, Southeast, and Northeast) within the Risk, Resource, & Examiner Development (RRED) Division since June 2020, now under the Chief National Bank Examiner (CNBE) division . As Lead Expert, she promotes compliance with RRED’s policies and initiatives, applies consistent treatment for BSA/AML and OFAC supervisory findings, and identify risks impacting the Regions. In addition, as BSA LE, she identifies specific training needs of examiners, provides input on examiner training projects, and assists in developing examiner training materials. She belongs to the BSA Instructor Cadre of the OCC and teaches in the domestic and international schools. Dulce joined the OCC in 2012 as BSA Specialist, she conducted BSA examinations that included BSA/AML laws and regulations, and Office of Foreign Assets Control (OFAC) regulations. She led High complex BSA Exams for Large Banks Supervision (LBS) and Midsize and Community Banks Supervision (MCBS). Prior joining the OCC, she worked as BSA Officer at International Banks in Miami, FL. for over eighteen years. Dulce was a professor for eleven years at her Alma Matter Pontificia Universidad Madre y Maestra in Dominican Republic. She holds a master’s degree in business administration, Global Management; a bachelor’s degree in Science (Math and Physics), and a bachelor’s degree in Counseling. She is a Certified Anti-Money Laundering Specialist (CAMS) and a Certified Associate in Anti-Money Laundering from the Florida International University (FIU). She is also a member of the Association of Certified Fraud Specialist (ACFE).