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DTSTART;TZID=America/New_York:20251118T173000
DTEND;TZID=America/New_York:20251118T200000
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SUMMARY:Economic Update
DESCRIPTION:Cybersecurity and Fraud\n			body {\n				font-family: Arial\, Helvetica\, sans-serif\;\n				line-height: 1.6\;\n				margin: 0\;\n				padding: 0\;\n				color: #333\;\n				background-color: #f9f9f9\;\n			}\n			\n			header {\n				background: #0e3670\;\n				color: #ffffff\;\n				padding: 20px 10px\;\n				text-align: center\;\n			}\n			\n			header h1 {\n				font-size: 1.5rem\;\n				margin: 0\;\n			}\n			\n			main {\n				padding: 20px\;\n				max-width: 900px\;\n				margin: auto\;\n			}\n			\n			.note {\n				background-color: #ffdede\;\n				color: #d14841\;\n				border: 1px solid #d14841\;\n				padding: 10px\;\n				text-align: center\;\n				margin: 20px 0\;\n				border-radius: 5px\;\n			}\n			\n			.section-title {\n				color: #0e3670\;\n				font-size: 1.5rem\;\n				margin: 20px 0 10px\;\n				text-align: center\;\n			}\n			\n			.session-info {\n				font-size: 1rem\;\n				text-align: center\;\n				margin: 20px 0\;\n			}\n			\n			.speakers {\n				display: flex\;\n				flex-wrap: wrap\;\n				gap: 20px\;\n				margin: 20px 0\;\n			}\n			\n			.speaker\,\n			.moderator {\n				background: #fff\;\n				border: 1px solid #ddd\;\n				border-radius: 5px\;\n				padding: 15px\;\n				display: flex\;\n				gap: 15px\;\n				flex-basis: 100%\;\n				align-items: center\;\n			}\n			\n			.speaker img\,\n			.moderator img {\n				max-width: 100px\;\n				height: auto\;\n				border-radius: 5px\;\n			}\n			\n			.speaker-info\,\n			.moderator-info {\n				max-width: 600px\;\n			}\n			\n			.speaker-info h3\,\n			.moderator-info h3 {\n				margin: 0 0 5px\;\n				font-size: 1.25rem\;\n				color: #222\;\n			}\n			\n			.speaker-info h4\,\n			.moderator-info h4 {\n				margin: 0\;\n				font-size: 1rem\;\n				color: #666\;\n			}\n			\n			.speaker-info p\,\n			.moderator-info p {\n				margin: 10px 0 0\;\n				font-size: 0.9rem\;\n				color: #444\;\n			}\n			\n			.sponsors {\n				flex-basis: 100%\;\n				/* take full row width */\n				display: flex\;\n				flex-direction: column\;\n				align-items: center\;\n				/* center contents horizontally */\n				text-align: center\;\n			}\n			\n			.sponsors h2 {\n				margin-bottom: 20px\;\n			}\n			\n			footer {\n				background: transparent\;\n				color: #000\;\n				text-align: center\;\n				padding: 10px\;\n				font-size: 0.9rem\;\n			}\n			\n			footer .inner {\n				max-width: 900px\;\n				margin: 0 auto\;\n				padding: 0 20px\;\n			}\n\n		Economic UpdateEvent Description: Join the South Florida Banking Institute for an insightful panel as leading economists from the Federal Reserve and Stifel discuss the state of the economy from a national\, regional and local perspective. Don't miss this opportunity to gain valuable insights and network with industry peers.This session is eligible for 1 hour CPE credit in "Technical Business".ModeratorKenneth SchoeniExecutive Vice President and Chief Financial Officer\, Banesco USAAs Chief Financial Officer of Banesco USA\, a $5 billion asset bank with operations in South Florida and Puerto Rico\, Kenneth Schoeni is responsible for directing the growing bank's overall finance\, accounting\, treasury\, and strategy functions. His contributions have included securing $250 million in capital through the U.S. Treasury Department's Emergency Capital Investment Program (ECIP) program to boost lending in underserved communities\, leading the recently announced acquisition of an SBA business platform that will allow Banesco to become an SBA lender nationwide\, and leading the bank's strategic plan that is ahead of schedule. Raised in Cincinnati\, he earned a bachelor's degree from Vanderbilt University. Prior to joining Banesco in 2012\, he worked in investment banking at Lazard Middle Market and Sandler O'Neill. Additionally\, he serves on the board of the South Florida Banking Institute and was recently appointed to the board of Chapman Partnership\, a non-profit that provides services to help residents overcome homelessness.\nSpeakersShari BowerRegional Executive\, Federal Reserve Bank of AtlantaShari Bower is the regional executive at the Miami Branch of the Federal Reserve Bank of Atlanta. As a member of the core group of Atlanta Fed leaders advising on monetary policy her work with business executives in the branch's 13-county area helps bring local insights to national policy deliberations. Shari oversees the Miami Branch's board of directors\, the District's Advisory Council on Travel and Tourism\, and regional community outreach efforts.  She began her career at the Federal Reserve Bank of New York as a summer intern in 2004 and joined the Atlanta Fed in January 2020.  Shari serves on the boards of Junior Achievement of Greater Miami and the Center for Financial training International. She is a member of Leadership Florida Cornerstone Class 42 and the International Women's Forum\, Florida and was honored as one of the South Florida Business Journal's 25 Influential Business Women in 2025. A native of Queens\, New York\, Shari earned a bachelor's degree in international relations and anthropology from Tufts University and a master's degree in public policy from New York University. Lauren G. HendersonSr. Economist\, Director at Stifel\, Nicolaus & Company\, IncorporatedLauren Henderson is a Sr. Economist for Stifel Financial. She focuses on the research and analysis of economic trends and activity\, world economies\, financial markets\, and monetary and fiscal policies. She has been with the Stifel Economics Department for almost ten years and provides commentary and interpretative analysis on economic data\, as well as supportive insights for economic forecasting. Her reports provide support across all business lines at Stifel Financial. Additionally\, she has also been quoted in the business press.Henderson is a member of the National Association for Business Economics (NABE). She holds two degrees from Loyola University Chicago in marketing and economics and earned her MBA with a focus in economics from Loyola University Chicago. She is based in Stifel's downtown Chicago office.Thank you to our Silver Sponsor!\n\n  2025 South Florida Banking Institute Panel Event. All rights reserved.
X-ALT-DESC;FMTTYPE=text/html:<!DOCTYPE html><html lang="en"><head><meta charset="UTF-8"><meta name="viewport" content="width=device-width\, initial-scale=1.0"><title>Cybersecurity and Fraud</title><style>\n			body {\n				font-family: Arial\, Helvetica\, sans-serif\;\n				line-height: 1.6\;\n				margin: 0\;\n				padding: 0\;\n				color: #333\;\n				background-color: #f9f9f9\;\n			}\n			\n			header {\n				background: #0e3670\;\n				color: #ffffff\;\n				padding: 20px 10px\;\n				text-align: center\;\n			}\n			\n			header h1 {\n				font-size: 1.5rem\;\n				margin: 0\;\n			}\n			\n			main {\n				padding: 20px\;\n				max-width: 900px\;\n				margin: auto\;\n			}\n			\n			.note {\n				background-color: #ffdede\;\n				color: #d14841\;\n				border: 1px solid #d14841\;\n				padding: 10px\;\n				text-align: center\;\n				margin: 20px 0\;\n				border-radius: 5px\;\n			}\n			\n			.section-title {\n				color: #0e3670\;\n				font-size: 1.5rem\;\n				margin: 20px 0 10px\;\n				text-align: center\;\n			}\n			\n			.session-info {\n				font-size: 1rem\;\n				text-align: center\;\n				margin: 20px 0\;\n			}\n			\n			.speakers {\n				display: flex\;\n				flex-wrap: wrap\;\n				gap: 20px\;\n				margin: 20px 0\;\n			}\n			\n			.speaker\,\n			.moderator {\n				background: #fff\;\n				border: 1px solid #ddd\;\n				border-radius: 5px\;\n				padding: 15px\;\n				display: flex\;\n				gap: 15px\;\n				flex-basis: 100%\;\n				align-items: center\;\n			}\n			\n			.speaker img\,\n			.moderator img {\n				max-width: 100px\;\n				height: auto\;\n				border-radius: 5px\;\n			}\n			\n			.speaker-info\,\n			.moderator-info {\n				max-width: 600px\;\n			}\n			\n			.speaker-info h3\,\n			.moderator-info h3 {\n				margin: 0 0 5px\;\n				font-size: 1.25rem\;\n				color: #222\;\n			}\n			\n			.speaker-info h4\,\n			.moderator-info h4 {\n				margin: 0\;\n				font-size: 1rem\;\n				color: #666\;\n			}\n			\n			.speaker-info p\,\n			.moderator-info p {\n				margin: 10px 0 0\;\n				font-size: 0.9rem\;\n				color: #444\;\n			}\n			\n			.sponsors {\n				flex-basis: 100%\;\n				/* take full row width */\n				display: flex\;\n				flex-direction: column\;\n				align-items: center\;\n				/* center contents horizontally */\n				text-align: center\;\n			}\n			\n			.sponsors h2 {\n				margin-bottom: 20px\;\n			}\n			\n			footer {\n				background: transparent\;\n				color: #000\;\n				text-align: center\;\n				padding: 10px\;\n				font-size: 0.9rem\;\n			}\n			\n			footer .inner {\n				max-width: 900px\;\n				margin: 0 auto\;\n				padding: 0 20px\;\n			}\n\n		</style></head><body aria-disabled="false"><header fr-original-style="" style="background: rgb(14\, 54\, 112)\; color: rgb(255\, 255\, 255)\; padding: 20px 10px\; text-align: center\;"><h1 fr-original-style="" style="font-size: 1.5rem\; margin: 0px\;">Economic Update</h1></header><main fr-original-style="" style="padding: 20px\; max-width: 900px\; margin: auto\;"><p><strong fr-original-style="" style="font-weight: 700\;">Event Description:</strong> Join the South Florida Banking Institute for an insightful panel as leading economists from the Federal Reserve and Stifel discuss the state of the economy from a national\, regional and local perspective. Don&rsquo\;t miss this opportunity to gain valuable insights and network with industry peers.</p><div fr-original-class="session-info" fr-original-style="" style="font-size: 1rem\; text-align: center\; margin: 20px 0px\;"><em>This session is eligible for 1 hour CPE credit in &quot\;Technical Business&quot\;.</em></div><section><h2 fr-original-class="section-title" fr-original-style="" style="color: rgb(14\, 54\, 112)\; font-size: 1.5rem\; margin: 20px 0px 10px\; text-align: center\;">Moderator</h2><div fr-original-class="moderator" fr-original-style="" style="background: rgb(255\, 255\, 255)\; border: 1px solid rgb(221\, 221\, 221)\; border-radius: 5px\; padding: 15px\; display: flex\; gap: 15px\; flex-basis: 100%\; align-items: center\;"><img src="https://res.cloudinary.com/micronetonline/image/upload/v1761659555/tenants/611e312e-0703-4c37-883e-369407cde421/3b788a2587b4422489f2ff22bb440c17/ken-headshot.jpg" alt="Mike Sanchez" width="100" height="143" fr-original-style="" style="position: relative\; cursor: pointer\; padding: 0px 1px\; max-width: 100px\; height: auto\; border-radius: 5px\;" fr-original-class="fr-draggable"><div fr-original-class="moderator-info" fr-original-style="" style="max-width: 600px\;"><h3 fr-original-style="" style="margin: 0px 0px 5px\; font-size: 1.25rem\; color: rgb(34\, 34\, 34)\;">Kenneth Schoeni</h3><h4 fr-original-style="" style="margin: 0px\; font-size: 1rem\; color: rgb(102\, 102\, 102)\;">Executive Vice President and Chief Financial Officer\, Banesco USA</h4><p fr-original-style="" style="margin: 10px 0px 0px\; font-size: 0.9rem\; color: rgb(68\, 68\, 68)\;">As Chief Financial Officer of Banesco USA\, a $5 billion asset bank with operations in South Florida and Puerto Rico\, Kenneth Schoeni is responsible for directing the growing bank&rsquo\;s overall finance\, accounting\, treasury\, and strategy functions.&nbsp\;</p><p fr-original-style="" style="margin: 10px 0px 0px\; font-size: 0.9rem\; color: rgb(68\, 68\, 68)\;">His contributions have included securing $250 million in capital through the U.S. Treasury Department&rsquo\;s Emergency Capital Investment Program (ECIP) program to boost lending in underserved communities\, leading the recently announced acquisition of an SBA business platform that will allow Banesco to become an SBA lender nationwide\, and leading the bank&rsquo\;s strategic plan that is ahead of schedule.&nbsp\;</p><p fr-original-style="" style="margin: 10px 0px 0px\; font-size: 0.9rem\; color: rgb(68\, 68\, 68)\;">Raised in Cincinnati\, he earned a bachelor&rsquo\;s degree from Vanderbilt University. Prior to joining Banesco in 2012\, he worked in investment banking at Lazard Middle Market and Sandler O&rsquo\;Neill. Additionally\, he serves on the board of the South Florida Banking Institute and was recently appointed to the board of Chapman Partnership\, a non-profit that provides services to help residents overcome homelessness.</p><p fr-original-style="" style="margin: 10px 0px 0px\; font-size: 0.9rem\; color: rgb(68\, 68\, 68)\;"><br></p></div></div></section><section><h2 fr-original-class="section-title" fr-original-style="" style="color: rgb(14\, 54\, 112)\; font-size: 1.5rem\; margin: 20px 0px 10px\; text-align: center\;">Speakers</h2><div fr-original-class="speakers" fr-original-style="" style="display: flex\; flex-wrap: wrap\; gap: 20px\; margin: 20px 0px\;"><div fr-original-class="speaker" fr-original-style="" style="background: rgb(255\, 255\, 255)\; border: 1px solid rgb(221\, 221\, 221)\; border-radius: 5px\; padding: 15px\; display: flex\; gap: 15px\; flex-basis: 100%\; align-items: center\;"><img src="https://res.cloudinary.com/micronetonline/image/upload/v1761657216/tenants/611e312e-0703-4c37-883e-369407cde421/005eaf9a064e40ccb6043de116e3d668/SBowerPortrait-1.jpg" alt="placeholder" width="100" height="113" fr-original-style="" style="position: relative\; cursor: pointer\; padding: 0px 1px\; max-width: 100px\; height: auto\; border-radius: 5px\;" fr-original-class="fr-draggable"><div fr-original-class="speaker-info" fr-original-style="" style="max-width: 600px\;"><h3 fr-original-style="" style="margin: 0px 0px 5px\; font-size: 1.25rem\; color: rgb(34\, 34\, 34)\;">Shari Bower</h3><h4 fr-original-style="" style="margin: 0px\; font-size: 1rem\; color: rgb(102\, 102\, 102)\;">Regional Executive\, Federal Reserve Bank of Atlanta</h4><p fr-original-style="" style="margin: 10px 0px 0px\; font-size: 0.9rem\; color: rgb(68\, 68\, 68)\;">Shari Bower is the regional executive at the Miami Branch of the Federal Reserve Bank of Atlanta. As a member of the core group of Atlanta Fed leaders advising on monetary policy her work with business executives in the branch&rsquo\;s 13-county area helps bring local insights to national policy deliberations. Shari oversees the Miami Branch&#39\;s board of directors\, the District&rsquo\;s Advisory Council on Travel and Tourism\, and regional community outreach efforts. &nbsp\;</p><p fr-original-style="" style="margin: 10px 0px 0px\; font-size: 0.9rem\; color: rgb(68\, 68\, 68)\;">She began her career at the Federal Reserve Bank of New York as a summer intern in 2004 and joined the Atlanta Fed in January 2020. &nbsp\;</p><p fr-original-style="" style="margin: 10px 0px 0px\; font-size: 0.9rem\; color: rgb(68\, 68\, 68)\;">Shari serves on the boards of Junior Achievement of Greater Miami and the Center for Financial training International. She is a member of Leadership Florida Cornerstone Class 42 and the International Women&rsquo\;s Forum\, Florida and was honored as one of the South Florida Business Journal&rsquo\;s 25 Influential Business Women in 2025. A native of Queens\, New York\, Shari earned a bachelor&rsquo\;s degree in international relations and anthropology from Tufts University and a master&rsquo\;s degree in public policy from New York University.&nbsp\;</p></div></div><div fr-original-class="speaker" fr-original-style="" style="background: rgb(255\, 255\, 255)\; border: 1px solid rgb(221\, 221\, 221)\; border-radius: 5px\; padding: 15px\; display: flex\; gap: 15px\; flex-basis: 100%\; align-items: center\;"><img src="https://res.cloudinary.com/micronetonline/image/upload/v1761657453/tenants/611e312e-0703-4c37-883e-369407cde421/86189c312e264f828d08e0fa7d80c4de/Lauren-G-Henderson-Headshot-1.jpg" alt="placeholder" width="100" height="127" fr-original-style="" style="position: relative\; cursor: pointer\; padding: 0px 1px\; max-width: 100px\; height: auto\; border-radius: 5px\;" fr-original-class="fr-draggable"><div fr-original-class="speaker-info" fr-original-style="" style="max-width: 600px\;"><h3 fr-original-style="" style="margin: 0px 0px 5px\; font-size: 1.25rem\; color: rgb(34\, 34\, 34)\;">Lauren G. Henderson</h3><h4 fr-original-style="" style="margin: 0px\; font-size: 1rem\; color: rgb(102\, 102\, 102)\;">Sr. Economist\, Director at Stifel\, Nicolaus &amp\; Company\, Incorporated</h4><p fr-original-style="" style="margin: 10px 0px 0px\; font-size: 0.9rem\; color: rgb(68\, 68\, 68)\;">Lauren Henderson is a Sr. Economist for Stifel Financial. She focuses on the research and analysis of economic trends and activity\, world economies\, financial markets\, and monetary and fiscal policies. She has been with the Stifel Economics Department for almost ten years and provides commentary and interpretative analysis on economic data\, as well as supportive insights for economic forecasting. Her reports provide support across all business lines at Stifel Financial. Additionally\, she has also been quoted in the business press.</p><p fr-original-style="" style="margin: 10px 0px 0px\; font-size: 0.9rem\; color: rgb(68\, 68\, 68)\;">Henderson is a member of the National Association for Business Economics (NABE). She holds two degrees from Loyola University Chicago in marketing and economics and earned her MBA with a focus in economics from Loyola University Chicago. She is based in Stifel&rsquo\;s downtown Chicago office.</p></div></div><section fr-original-class="sponsors" fr-original-style="" style="flex-basis: 100%\; display: flex\; flex-direction: column\; align-items: center\; text-align: center\;"><h2 fr-original-class="section-title" fr-original-style="text-align: center\;" style="text-align: center\; color: rgb(14\, 54\, 112)\; font-size: 1.5rem\; margin: 20px 0px\;">Thank you to our <span style="color: rgb(209\, 213\, 216)\;">Silver</span> Sponsor!</h2><a fr-original-style="" href="https://www.banescousa.com/" rel="noopener noreferrer" style="-webkit-user-select: auto\;" target="_blank"><img src="https://res.cloudinary.com/micronetonline/image/upload/v1761661897/tenants/611e312e-0703-4c37-883e-369407cde421/624a62ec819f4f4aa9ee37d7c0437063/Banesco-logo-svg.png" style="width: 300px\; height: 80px\; display: inline-block\; vertical-align: bottom\; margin-right: 5px\; margin-left: 5px\; max-width: calc(100% - 10px)\; text-align: center\; position: relative\; cursor: pointer\; padding: 0px 1px\;" width="300" height="80" fr-original-style="width: 300px\; height: 80px\; display: inline-block\; vertical-align: bottom\; margin-right: 5px\; margin-left: 5px\; max-width: calc(100% - 10px)\; text-align: center\;" fr-original-class="fr-draggable"></a><p><br></p><h2 fr-original-class="section-title" fr-original-style="" style="color: rgb(14\, 54\, 112)\; font-size: 1.5rem\; margin: 20px 0px\; text-align: center\;"><br></h2></section></div></section></main><footer fr-original-style="" style="background: none\; color: rgb(0\, 0\, 0)\; padding: 10px\; font-size: 0.9rem\;"><div fr-original-class="inner" fr-original-style="" style="margin: 0px auto\;">&copy\; 2025 South Florida Banking Institute Panel Event. All rights reserved.</div></footer></body></html>
LOCATION:7695 North Kendall Drive Miami FL 33156
UID:e.3148.1245765
SEQUENCE:3
DTSTAMP:20260922T045445Z
URL:https://members.soflbi.com/events/Details/economic-update-1456338?sourceTypeId=Hub
END:VEVENT
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